Everyone needs money - some people need it more than others. There are many ways to make extra money. Whether you choose to get a second job or start your own home based business, you can increase your income, which will allow you to achieve your financial goals.

Here are the top three reasons why we decide to make extra money.

1. Improve Our Lifestyle: If you want to improve your standard of living, (bigger house, better clothes, and luxury car) you may need to make extra money. It seems as if some people are never satisfied. They are always looking for ways to acquire bigger and better things.

2. Get Rid of Unnecessary Debt: Debt elimination is a big reason to make extra money. The average household has approximately $8,000 in consumer debt. This doesn't include auto loans, student loans, or mortgage debt.

3. Plan for the Future: Saving money in a shaky economy is difficult. Many people barely have enough cash to meet every day expenses. Still, it's important to have a nest egg or savings account for emergencies.